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Impact on the Sustainable Development Goals (SDGs)

Analysis of institutional authors

Alicia Agüero OrtizCorresponding Author

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La abusividad de las cláusulas de vencimiento anticipado en préstamos hipotecarios

Publicated to:Revista Justicia y Derecho. 1 (1): 15-34 - 2018-01-01 1(1), DOI: 10.32457/rjyd.v1i1.256

Authors: Agüero Ortiz, Alicia

Affiliations

University of Castilla-La Mancha - Author

Abstract

Existe gran discrepancia en España respecto a la abusividad de las cláusulas que permiten vencer anticipadamente el préstamo por impago de una sola cuota, tal y como permitía nuestra legislación procesal, incluso cuando el acreedor hubiera esperado al incumplimiento de más cuotas para ejercer este derecho. El TJUE declaró que la evaluación de abusividad debe realizarse sobre la dicción literal de la cláusula, con independencia de la actitud correctora posterior del acreedor. Asimismo, comprendió que la cláusula no está excluida del ámbito de aplicación de la Directiva 93/13/CEE, aunque en base a un argumento erróneo. Con todo, no ha resuelto las cuestiones más controvertidas, a saber, si la abusividad de la cláusula cierra la puerta al proceso de ejecución hipotecaria, y si cabe declarar la abusividad parcial de la cláusula de vencimiento anticipado.

Keywords

Peace, justice and strong institutions

Quality index

Bibliometric impact. Analysis of the contribution and dissemination channel

Independientemente del impacto esperado determinado por el canal de difusión, es importante destacar el impacto real observado de la propia aportación.

Según las diferentes agencias de indexación, el número de citas acumuladas por esta publicación hasta la fecha 2025-06-19:

  • Dialnet Métricas: 2
  • Open Alex: 1

Impact and social visibility

From the perspective of influence or social adoption, and based on metrics associated with mentions and interactions provided by agencies specializing in calculating the so-called "Alternative or Social Metrics," we can highlight as of 2025-06-19:

  • The use of this contribution in bookmarks, code forks, additions to favorite lists for recurrent reading, as well as general views, indicates that someone is using the publication as a basis for their current work. This may be a notable indicator of future more formal and academic citations. This claim is supported by the result of the "Capture" indicator, which yields a total of: 2 (PlumX).

It is essential to present evidence supporting full alignment with institutional principles and guidelines on Open Science and the Conservation and Dissemination of Intellectual Heritage. A clear example of this is:

  • The work has been submitted to a journal whose editorial policy allows open Open Access publication.
  • Additionally, the work has been submitted to a journal classified as Diamond in relation to this type of editorial policy.
Continuing with the social impact of the work, it is important to emphasize that, due to its content, it can be assigned to the area of interest of ODS 16 - Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels, with a probability of 74% according to the mBERT algorithm developed by Aurora University.

Leadership analysis of institutional authors

There is a significant leadership presence as some of the institution’s authors appear as the first or last signer, detailed as follows: First Author (AGÜERO ORTIZ, ALICIA) and Last Author (AGÜERO ORTIZ, ALICIA).

the author responsible for correspondence tasks has been AGÜERO ORTIZ, ALICIA.